HSBC Australia

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders. Fees, charges, terms, conditions and HSBC's lending criteria applies to all credit cards issued by HSBC. Visit www.hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change.

HSBC Star Alliance Rewards Terms and Conditions and Star Alliance Rewards Terms and Conditions apply.

Airpoints terms and conditions apply. Refer to co-operation of partners for more information.

¹ To be eligible for Fast Track to Star Alliance Gold status Welcome Offer, you must apply and be approved for a new HSBC Star Alliance Credit Card and spend $4,000 on eligible purchases within the first 90 days from account opening. Star Alliance Gold status is granted through the corresponding status tier in the Frequent Flyer Program (FFP) of the participating Star Alliance Member Airline you nominate as your Status Airline through the Star Alliance Rewards Program. Refer to the Star Alliance Rewards Terms and Conditions for available status tiers and additional terms and conditions. A status will be granted within 30 days after reaching the qualifying spend of $4,000, provided that your account is active and not in arrears. Your status will be granted until the first anniversary of your account opening or earlier, if you qualify for a higher status with your selected Frequent Flyer Program by any means. You may not be able to receive Star Alliance Gold status with a participating Frequent Flyer Program if you already hold, by any means, an equivalent or higher status with that Frequent Flyer Program (more information available on the Star Alliance Rewards Terms and Conditions). You may only request status with one participating Frequent Flyer Program each time you qualify and may not switch Programs during the duration of that status. Any status granted under the HSBC Star Alliance Credit Card (including any corresponding status tier in the Frequent Flyer Program of the participating Star Alliance Member Airline you nominate as your Status Airline) is withdrawn immediately if you close your HSBC Star Alliance Credit Card account. Offer is limited to new applicants only. Existing HSBC customers transferring from another HSBC credit card or customers who have held a HSBC Star Alliance Credit Card within the last 18 months are ineligible for this offer.

²  Eligible purchases exclude interest free promotional purchases, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges.

³ Star Alliance status is granted through the corresponding status tier in the Frequent Flyer Program (FFP) of the participating Star Alliance Member Airline you nominate as your Status Airline through the Star Alliance Rewards Program. Refer to the Star Alliance Rewards Terms and Conditions for available status tiers and additional terms and conditions. Generally, your status will be granted for at least 12 months or less if you qualify, by any means, for a higher status tier with your selected Frequent Flyer Program. Exceptions apply, please refer to the Star Alliance Rewards Terms and Conditions. The start date of your status may differ depending on the Frequent Flyer Program you select and may not be until the next anniversary of the opening of your card account (more information available on the Star Alliance Rewards Terms and Conditions). A status will not be granted unless your account is active and not in arrears. You may not be able to receive a status with a participating Frequent Flyer Program if you already hold, by any means, an equivalent or higher status with that Frequent Flyer Program (more information available on the Star Alliance Rewards Terms and Conditions). You may only request status with one participating Frequent Flyer Program each time you qualify and may not switch Frequent Flyer Programs during the duration of that Star Alliance status, or any Star Alliance status earned in the same qualification year. Any status granted under the HSBC Star Alliance Credit Card (including any corresponding status tier in the same Frequent Flyer Program of the participating Star Alliance Member Airline you nominate as your Status Airline) is withdrawn immediately if you close your HSBC Star Alliance Credit Card account.

⁴ Upon qualification of Star Alliance Gold status specified in 5, the rules in 3 and 5 apply instead of those of the Fast Track to Star Alliance Gold status welcome offer specified in 1.

⁵ You must spend at least $60,000 on eligible purchases in each 12-month period starting from account opening. Eligible purchases exclude interest free promotional purchases, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges.

⁶ The benefits of Star Alliance Silver, Star Alliance Gold, Nominated SIlver and Nominated Gold Status are subject to change

⁷ Star Alliance Silver status is granted through the corresponding status tier in the Frequent Flyer Program (FFP) of the participating Star Alliance Member Airline you nominate as your Status Airline through the Star Alliance Rewards Program. Refer to the Star Alliance Rewards Terms and Conditions for available status tiers and additional terms and conditions. Generally, your status will be granted for 12 months or less if you qualify, by any means, for a higher status tier with your selected Frequent Flyer Program. Exceptions apply, please refer to the Star Alliance Rewards Terms and Conditions. The start date of your status may differ depending on the Frequent Flyer Program you select and may not be until the next anniversary of the opening of your card account (more information available on the Star Alliance Rewards Terms and Conditions). Status will not be granted unless your account is active and not in arrears. You may not be able to receive Star Alliance Silver status with a participating Frequent Flyer Program if you already hold, by any means, an equivalent or higher status with that Program (more information available on the Star Alliance Rewards Terms and Conditions). You may only request status with one participating Frequent Flyer Program each time you qualify and may not switch Programs during the duration of that status, or any status earned in the same qualification year. Any status granted under the HSBC Star Alliance Credit Card (including any corresponding status tier in the Frequent Flyer Program of the participating Star Alliance Member Airline you nominate as your Status Airline) is withdrawn immediately if you close your HSBC Star Alliance Credit Card account.

⁸ You must spend at least $30,000 on eligible purchases in each 12-month period starting from account opening. Eligible purchases exclude interest free promotional purchases, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges.

⁹ Star Alliance Points are earned in accordance with and are subject to HSBC Star Alliance Rewards Terms and Conditions. No points are earned on interest free promotional purchases, Balance Transfers, business expenses, cash advances, fees and charges, any disputed transactions, BPAY® and any government fee or charge. Membership, and the earning and redemption of points is subject to the terms and conditions of Star Alliance Rewards. Earn 1 Star Alliance Point per $1 spent up to $3,000 per statement period on eligible purchases made in Australia and overseas. Every $1 spent thereafter will earn 0.5 Star Alliance Points per statement period. The earning of Star Alliance Points is uncapped.

¹⁰Convert your Star Alliance Points to award miles or points in your chosen Frequent Flyer Program of the participating Star Alliance member airlines, including Air New Zealand Airpoints. Subject to your membership in the Frequent Flyer Program (FFP) of the relevant Star Alliance Member Airline. Transaction limits and other reasonable redemption conditions of Star Alliance Rewards apply. See the list of FFPs of participating Star Alliance member airlines.

¹¹Any outstanding balance at the end of the 6-month promotional period reverts to the standard variable purchase rate (see HSBC for the current interest rate). Only applicable for purchases made directly through one of the following participating airlines' websites: Air New Zealand, Air Canada, Eva Air, South African Airways, Singapore Airlines, Thai Airways and United Airlines.

This webpage is designed for use in Australia. The products and services represented within this webpage are intended for Australian Residents.

*T&Cs and lending criteria apply. Australian Credit License 232595